Diamond Banc is one of the few firms who actively offer nationwide loans solely using jewelry as collateral. Neither current employment nor a positive credit score is needed to obtain a loan from the Diamond Banc. Diamond Banc offers loans from $200-$1,000,000 on a regular basis and can loan as much as is justified by the collateral. We tailor the loan’s time frame, monthly payment, and interest rate to each specific loan. At Diamond Banc, when we make you a loan we want to make sure you get your precious item(s) back. A loan from Diamond Banc is a discreet and safe way to borrow money. Often our clients prefer to borrow money from us as opposed to their local banker or someone in their hometown for a variety of different reasons.
WHAT WE LOAN ON
- • Most all diamond shapes 0.75ct and larger – the bigger the diamond, the bigger the loan
- • Gold/Silver bullion
- • Gold/Silver coins
- • Fine diamond jewelry of any type
- • Prestigious watches, such as Rolex, Cartier, Breitling, Omega, Tag Heuer, etc.
- • Signed designer pieces by Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, etc.
- • Any other jewelry item of high value
- • We can secure a loan with one item or multiple items
HOW IT WORKS
1. A prospective loan client starts by completing our online loan questionnaire
which will help us assess your needs, including the amount you are hoping to borrow as well a monthly payment you can easily afford. Rest assured that all loan inquires are held in the STRICTEST OF CONFIDENCE.
2. A loan officer will contact you to clarify the loan process. Once the tentative loan terms have been reached, Diamond Banc will email you a fully insured FedEx label for you to use to mail your item(s) directly to our loan headquarters. Every package opened is videotaped and the footage will be emailed to you to ensure the safe arrival of your valuables. Once your item is in our possession, it follows a strict chain of custody and is stored in our alarm-protected, fire-proof, state-of-the-art vault. In the event you live in the Missouri area, it may be more convenient for you to visit one of our two branches with your collateral in person.
3. Upon redemption of the loan, your item(s) are returned to you via insured, overnight delivery.
The Diamond Banc works hard to ensure that you get your precious item(s) back. Over 70% of the loans we make are redeemed. If you stay in contact with us and make regular monthly payments, you will get your item(s) back.
PEACE OF MIND
If you are in need of a little financial assistance but don’t want to sell your treasured items, then we don’t want you to either. Diamond Banc can help you with a simple and affordable solution in the form of a loan that unlocks the equity of your fine assets. As opposed to borrowing money from a less stable source and increasing your debt, you can now securely borrow from the equity you have accumulated in your precious items while still retaining ownership.
Because the size of your loan is determined purely on the value of the collateral, we do not need to contact your employer (or even require that you have one) and you do not need a credit score. The entire process only takes a matter of days, compared to a traditional bank that can take weeks if not months!
At Diamond Banc, when we make you a loan we want to make sure you get your precious items back as soon as possible. We can tailor your loan with an individualized time frame, monthly payment, and interest rate that best fits your needs.
The Diamond Banc® works hard to ensure that you get your precious item(s) back. Over 75% of the loans we make are redeemed. If you stay in contact with us and make regular monthly payments, you will get your item(s) back.